Fintech App Development Company

It is the design and building of software for financial services: payments, wallets, lending, banking, trading and insurance. A good fintech app is secure, follows regulations such as RBI guidelines and works smoothly on mobile.

Look for a team that has built real financial products, understands RBI and security requirements, employs its own engineers and supports you after launch. OZRIT is a fintech app development company headquartered in Gachibowli, Hyderabad, with 500+ engineers, 17+ years in software, ISO/IEC 27001:2022 certification and full source-code ownership for clients. Meet us, review our work and compare before you decide.

You get one team for design, development, security review, testing and support. We have built lending, savings, rewards and finance SaaS products, and we design for RBI guidance, PCI DSS and data privacy from the first sprint. You own the code.

It depends on the product type, compliance scope, integrations and platforms. A wallet or lending MVP costs far less than a core banking build. A discovery sprint, from $1,000, defines the scope and ends with a fixed-scope or time-and-materials quote, and team rates are on our How We Work page.

A focused MVP, such as a wallet, a lending app or a payment checkout, usually takes 3 to 5 months. Core banking, trading and multi-product platforms take longer and are delivered in phases.

Yes. We build payment apps and integrate UPI, cards, wallets and net banking through licensed payment partners such as Razorpay, PayU, Cashfree and banks. Payment licences and bank partnerships stay with your business or your partner.

We design around RBI guidance relevant to your product, such as KYC rules, digital lending directions, payment data storage in India and security requirements. Please confirm licensing and legal obligations for your exact model with your compliance advisor.

Yes. We build paperless KYC with Aadhaar and PAN verification, video KYC, liveness checks and AML screening through approved providers, with audit trails for every step.

Yes. We build loan origination and management systems covering applications, KYC, credit scoring, disbursal, EMI tracking, collections and co-lending integrations.

We build payment flows to PCI DSS requirements and avoid storing card data wherever possible by using certified payment gateways. PCI DSS certification applies to the organisation that handles card data, so we plan scope and evidence with you.

We use encryption, role-based access, device and session controls, secure code review and testing before every release, and we plan for independent penetration testing. OZRIT follows ISO/IEC 27001:2022-certified processes.

Yes. We build fraud detection, credit scoring with alternative data, document extraction and customer support assistants, with explainable outputs and human review for important decisions.

Outsourcing gives you an experienced team quickly, without the time and cost of hiring one. Many clients start with a fixed-scope MVP, then continue with a dedicated team. You keep the code either way.

We build native iOS and Android apps, cross-platform apps with React Native and Flutter, and web dashboards, on secure cloud infrastructure such as AWS.